Tommy L. Ruff, CLU© ChFC© RFC©
Creating Wealth and Keeping It in the Family is My Mission.
Licensed in the Following States
“Build a Future That Lasts Generations”
Tommy L. Ruff, CLU ChFC Master Certified Estate Planner
A Storm is Coming
Which plan do you have
Six Questions for Aging Parents
What is Probate
What is a Living Trust
What if you Already have a Will or Trust?
Comprehensive Estate Planning
Why We are the Best Choice for Your Estate Planning
Common Sense Economics for the Family & Business.
Teaching Families and Business Owners Common Sense Financial Concepts to Overcome the Economic Challenges of Tomorrow.
Call 870-391-9221 to schedule a time for us to have a conversation.
Learn How to Create Tax-Advantaged Retirement Income 📹
A short educational video revealing strategies that protect your wealth, reduce taxes, and eliminate market risk.
Your wealth deserves a strategy — not a risk.
Click Here to Schedule a Free 30 Min Conversation with Tommy.
Begin your journey towards financial security today.
Schedule Now“Plan for tomorrow, because tomorrow is here before you know it” TLR
“If your current advisor does not guarantee the following:”
- Your retirement account will never again lose value due to market corrections.
- And your retirement account will never be charged a management fee or commission.
Give me a call @ 870-391-9221.
I have learned over the last four decades the secrets of making sure people never lose money in the markets while eliminating those small management fees that rob a large portion of a person’s retirement account.
Wouldn’t you agree with me that the Constitution of the United States and the Bible are the two most important documents that have ever been written? I am convinced that a financial or estate plan that is not written and then reviewed annually is a waste of time and money.
This is why I do not believe in the financial planning process that is being presented to the American public today. Because most are based on assumptions and projections that rarely ever come to fruition.
Tommy L. Ruff, CLU© ChFC©
Master Certified Estate Planner ™
Financial Strategies – Practice Areas
My mission for the past forty years in the financial services industry is to help my clients create wealth and then keep it in the family protected from Probate, unwanted relatives and the government.
Privatize Family Banking
Creating your personal privatized bank is important for creating tax-free income.
Estate Planner
Avoid the Probate courts and other predators of one’s estate.
Retirement Planning
Creating tax-free income while eliminating market losses and management fees.
KNOWLEDGE
that will lead you to life transforming knowledge on the subject matter of personal finance.
EXPERIENCE
Let my years of experience and understanding of current events help you prepare for a better future.
FINANCE
When you understand the rules of the money game and you are exposed to what is really going on concerning your coveted estate that you and your family have worked so hard to create, then and only then, will you be fully equipped to make better economic choices.
Our Customers Said
Tommy, thank you for introducing us to privatized family banking!
★ ★ ★ ★ ★
— Randy & Marlene Aylor.
Springfield, MO.
We would recommend Tommy Ruff to anyone who has a retirement program and who is concerned with losing money or paying fees.
★ ★ ★ ★ ★
— Dr Joel Chaey
Springfield, MO
I cannot believe how much I learned from your “Common Sense Economics” Financial Class.
★ ★ ★ ★ ★
— Diane Harsfield, CPA
Rogers, AR
You should be able to answer these questions:
Take Control of Your Financial Future
Join professionals who trust Tommy L. Ruff for honest, faith-driven financial strategies to protect your wealth and grow your legacy.
Subscribe now for a free financial consultation.
“Tommy, over the past 35 years that I have known you, I have been impressed with your constant desire to provide your clients, including myself and my family, with honest and accurate information. I would encourage anyone who is serious about creating wealth and keeping it in the family to follow your process. It is simple to understand, and it works.”